How do I take out a policy with NAC Insurance?
Simply contact NAC Insurance either by phone (0800 501 508), through a broker, or by E-Mail and ask for a quote. Cover can be given over the phone.

I am a tourist in NZ, can I get short term third part cover on my vehicle?
Yes, NAC Insurance provides short-term third party only policies for tourists and backpackers. You may choose from either 3 or 6 month policies and these can be applied for direct from the hotel/hostel you are staying in.

How secure is the backing NAC provides?
NAC Insurance is a Business Division of IAG New Zealand Limited, New Zealand's largest insurer. IAG New Zealand Limited received a Standard & Poors (Australia) Pty Ltd rating of AA- (Very Strong) on November 03, 2009.
This means we have a 'Very Strong' claims paying ability, as you can see in the scale below. As a customer, this is important to you as it is your reassurance that we will be able to pay out on your claims now and in the future.
This rating is lodged with the Registrar of Companies and our rating is reviewed annually. The rating scale is:

RATINGS SCALE
	Extremely Strong
	Very Strong
	Strong
	Good
	Marginal
	Weak
	Very Weak
	Extremely Weak
	Regulatory Action
	Not Rated

Can I still get insurance if I've had convictions in the past?
This obviously depends on the type and frequency of the convictions you have had. We certainly listen to any prospective client, and in most cases a quote will be provided to you.

Does Insurance with NAC cost more than other companies?
NAC Insurance specialises in the "high risk" category of vehicle insurance, therefore the cost of insurance can sometimes be higher than average insurance prices. This however, does not mean that we are not competitive in the standard vehicle insurance market. Give us a call to compare!

Will the cost of my insurance come down after one year of cover?
If you have not made any claims (that you are liable to pay for) over the past year of insurance, you will be entitled to a no claims discount on your renewal. This discounting continues until you have reached minimum premium level.